Savings and Loan Rates As of Nov 17, 2008
Accounts
  Rate

APY

All Shares 1.00%

1.00%

  • IRA Shares <$10K
  • IRA Shares >$10K
  • IRA Shares >$25K
  • 1.74%
  • 1.99%
  • 2.23%
  • 1.75%
  • 2.00%
  • 2.25%

Regular Certificates
Minimum Balance $1,000.00

RATE APY
6 Mo.

2.72%

2.75%

1 Year 2.96%

3.00%

2 Years 3.45% 3.50%
3 Years 3.69% 3.75%
4 Years 3.93% 4.00%
5 Years

4.17%

 4.25%

Early Saver Club - Must be under 18

Minimum Balance $5.00

Early Savings Club 7.25% 7.50%
Christmas Club 1.49% 1.50%


New Vehicles(100% List Price + TT&L)
As Low As High

**Minimum Amount Financed for 72 months is $20,000
**Minimum Amount Financed for 66 months is $15,000

 

 5.14% APR

10.49% APR

Used Vehicles (100% NADA Trade-in Price)
  As Low As High

**Minimum Amount Financed for 72 months is $20,000
**Minimum Amount Financed for 66 months is $15,000

 

 5.14% APR 13.99% APR


**Loan officer may approve an extended term from 6 to 12 months for vehicle loans; however, there 
will be a 1.00% rate increase on current or promotional rates.

Computer, Furniture & Appliance Loans
  As Low As High
New Only-100% of price less sales tax.  Up to 36 Months 9.9% APR 15.9% APR

 

Boats, Watercrafts & RV's

  As Low As High
New 100% list price up to 72 Months 6.14% APR 11.49% APR
Motorcycles
  As Low As As High As

New/Used-100% of list price.  Up to 60 Months

5.14%APR

 13.99%APR


Mastercard

MasterCard

12.50%

Signature Loans

36 Months or Less

9.9%-15.9%

Share Secured

36 Month Term 4.25% APR
60 Month Term 5.25% APR
72 Month Term 5.50% APR
Term Loans are limited to 12 months only. 5.5% APR
Certificate Secured
Shall not extend beyond the maturity date of Certificate.

2.00% Over Certificate

100% Stock Secured-75% SBC/ATT Stock/50% All Other Stock

60 Months or Less 5.25% APR
1 Year Term 6.25% APR

* APR is Annual Percentage Rate.

**APY is Annual Percentage Yield.